Connect with qualified borrowers who are actively shopping for rates. No cold calling. No expensive leads. Just real opportunities.
10,000+
Loan Requests
500+
Active MLOs
$2B+
Loan Volume
4.8★
Avg MLO Rating
We've built the platform that loan officers have been asking for.
Connect with borrowers who are actively seeking mortgage quotes. No cold calling required.
Pay as little as $0.27 per bid vs $50-150 for traditional leads. Maximize your ROI.
Earn ratings and reviews that help you stand out. Great service leads to more referrals.
Track your performance with detailed analytics. Monitor bids, acceptance rates, and more.
Bid on loans in any state where you're licensed. Grow your service area easily.
Get instant alerts when new loan requests match your criteria. Never miss an opportunity.
Respond to borrower reviews to build trust and address feedback professionally.
Earn 100 bonus bids for each MLO you refer who places their first bid. Unlimited referrals.
Save interesting loan requests with private notes. Organize and track opportunities easily.
Sign up with your NMLS ID, licensed states, and company information. Important: Use the same email registered with your NMLS ID at nmlsconsumeraccess.org to avoid verification issues.
See loan requests from borrowers in your licensed states. Filter by loan amount, credit score, property type, and more.
Create detailed bids with rates you can actually deliver. You can include up to 2 rate options per bid (e.g., 30-year fixed and 5/6 ARM). Unrealistic bids lead to poor ratings.
When a borrower accepts your bid, messaging is enabled to exchange contact info. All loan processing happens off-platform.
Note: BidYourLoan only facilitates the initial bid/accept process. After a borrower accepts your bid, you can exchange contact info through messaging. All loan applications, processing, and closing occur off-platform between you and the borrower. You may update loan status on our platform for tracking. Always submit realistic bids - unrealistic offers lead to poor ratings and reduced visibility.
Important: MLO bid history, ratings, and reviews are permanently retained and linked to your NMLS ID. If you delete your account and re-register, your records will be restored. This protects borrowers and ensures rating integrity.
"BidYourLoan has transformed my business. I'm connecting with qualified borrowers at a fraction of the cost of traditional lead services."
Michael R.
Senior Loan Officer, 15 years experience
40% conversion rate
"The platform is simple to use and the borrowers are serious. I've closed more loans in 3 months than the previous year combined."
Jennifer L.
Independent MLO
3x more closings
"Finally, a lead source where I can compete on quality and service, not just who pays the most for ads."
David K.
Branch Manager
90% lower lead cost
Join hundreds of MLOs already growing their business with BidYourLoan. Start free today.